WHY DO I NEED A POWER OF ATTORNEY (POA) if I have a Will - and vice versa?

WHY DO I NEED A POWER OF ATTORNEY (POA) if I have a Will - and vice versa?

Life is not smooth sailing. Your insurance broker can give you all the stats about why you should have accident insurance and critical health insurance, ETC. The point is that illnesses and accidents happen and you will likely need someone to make health and financial decisions for you before you die - thus the need for documents like a POA. 

But only a Will gives authority to make decisions after death - your named Executor has no power until after death. All documents to help with pre-death events, like a POA, end on death. Thus you need both pre-death documents like a POA and a Will for after-death decisions about your estate distribution and funeral wishes, ETC